Financial Planner

Financial Planner (Desk-Based) Job Title: Financial Planner (Desk-Based) Location: Edinburgh Salary: Up to £55,000 Job Reference: 10466 Recruit UK are looking for a Financial Planner (Desk -Based). If you have a passion for financial planning and delivering outstanding client outcomes. Whether you're currently working as a Paraplanner, Mortgage Adviser, Financial Planning Associate, or in a similar role, you're looking for an opportunity to take the next step in your career within a supportive and forward-thinking environment. If you hold the Level 4 Diploma in Regulated Financial Planning and are looking to develop your career within a growing advice team, we'd love to hear from you. About the Role This is an exciting opportunity to join a highly successful and technology-driven financial planning team as a Financial Planner. You'll provide desk-based financial planning advice and ongoing service to an established client bank, supporting clients with investable assets of up to £250,000. Working within a hybrid environment, you'll focus on building strong client relationships, delivering holistic financial planning solutions, and helping clients achieve their long-term financial goals. As a Financial Planner, you will: • Manage and develop relationships with an existing client portfolio. • Proactively engage with clients to review their financial planning needs and deliver ongoing advice. • Convert existing legacy clients to the firm's ongoing service proposition. • Provide holistic financial planning advice across investments, pensions, protection, and retirement planning. • Generate new business opportunities through proactive client engagement and referrals. • Work collaboratively with colleagues across the wider business to identify cross-selling opportunities. • Deliver an exceptional client experience through timely communication and high-quality advice. • Utilise industry-leading technology and systems to enhance client outcomes and adviser efficiency. What We Offer • A growing and supportive financial planning team. • Exposure to an established client bank and quality business opportunities. • Hybrid working model (3 days office-based, 2 days from home). • Ongoing professional development and support with maintaining your SPS and technical knowledge. • Access to innovative technology designed to improve both adviser and client experiences. • Clear opportunities for long-term career progression within a leading wealth management business. • A collaborative culture focused on client outcomes, professional development, and continuous improvement. Key Responsibilities • Deliver holistic financial planning solutions tailored to individual client needs. • Review and service existing clients as part of the firm's ongoing advice proposition. • Achieve revenue and business development targets. • Identify opportunities to generate additional advice income and referrals across the wider group. • Ensure all client recommendations and reports meet regulatory and internal compliance standards. • Maintain detailed knowledge of financial planning products, legislation, and market developments. • Adhere to Consumer Duty, Treating Customers Fairly (TCF), and Regulatory Conduct Risk (RCR) principles. • Maintain strong relationships with both internal stakeholders and external professional introducers. • Ensure excellent client outcomes through high-quality advice and service delivery. • Identify and recommend process improvements to enhance client experience and regulatory compliance. Skills & Experience • Diploma in Regulated Financial Planning (Level 4) – Essential. • Experience within Financial Planning, Paraplanning, Wealth Management, or Private Client services. • Strong technical knowledge across pensions, investments, and protection planning. • Excellent communication and relationship-building skills. • Strong attention to detail and analytical ability. • Ability to manage workload effectively and meet deadlines. • Experience using CRM systems, databases, Microsoft Word and Excel. • Cashflow modelling experience desirable but not essential. • A client-focused approach with a commitment to delivering excellent outcomes. Benefits • Competitive salary • Private Medical Insurance post probation • Attractive Employee Pension Scheme (7.5% employer & minimum 3% employee) • 25 days Annual Leave (plus buy and sell up to 5 days) • Office Christmas close (3-days) • Life Assurance • Health cash plan • Hybrid working • Discretionary performance related bonus • Employee Assistance Programme Why Join Us? This is an excellent opportunity for an ambitious financial services professional who wants to build a long-term career within financial planning. You'll join a business that invests heavily in technology, values professional development, and provides the tools, support, and client opportunities needed to succeed.