Paraplanner

Pareto Financial Planning, part of K3 Advisory Group, has an opportunity for a highly experienced Paraplanner responsible for delivering complex financial planning support to our clients and adviser. Our Paraplanners plays a key role in the delivery of high-quality client outcomes. This position operates on a hybrid basis, 3 days in our Manchester office and 2 days from home each week. Key Responsibilities Financial Planning & Analysis • Conduct triage to identify information required to compile each financial plan recommendation. • Identify areas for planning. • Discuss and establish client objectives with the financial adviser. • Analyse client fact-finds to identify needs, priorities and potential solutions. • Conduct research on financial products, providers and market trends. • Perform cashflow modelling and scenario analysis. • Liaise with the client’s legal and tax advisers if appropriate. • Consider current and future allocation of assets for investment strategy with regard to client’s risk profile and their objectives. • Prepare suitability reports and financial plans in line with client objectives and regulatory standards. • Liaise with the Administration teams to ensure any recommendations are correctly implemented. Technical, Risk & Compliance • Provide technical expertise across pensions, investments, protection, and financial planning. • Ensure all recommendations are compliant with FCA regulations and company procedures. • Keep up to date with legislative and market changes. • Maintain accurate and up-to-date client records. • Liaise with providers, platforms, and internal teams to progress cases. Adviser Support • Work closely with Financial Advisers to develop appropriate strategies for clients. • Attend client meetings when required to support technical discussions. • Assist in preparing review packs and client documentation. Skills & Experience • Minimum of 4 years’ experience at a Paraplanner level. • Ideally, Diploma 4 qualified in Regulated Financial Planning Excellent analytical and report-writing skills. Reward Package • 35 hours per week Hybrid Working (3 days Office and 2 days at Home - full time employee). • 25 days holiday plus Bank Holidays. • 1 x holiday - Birthday holiday • Loyalty holidays with continued service. • Christmas Closure (need to retain 3 days from allowance). • Profit Sharing Scheme. • Pension (auto-enrolment, then increasing dependent on length of service). • Private Medical Insurance (after 12 months). • Life Assurance. • Long Term Service Awards. • Fully funded company social events – summer and winter. • Generous Study/Training Program.