Senior Data Scientist

Senior Data ScientistLondon - 2x a week The RoleAs a Senior Data Scientist, you will: • Develop and enhance credit risk and decisioning models using customer, credit bureau, transactional, and internal datasets. • Analyse portfolio performance across originations, arrears, defaults, recoveries, and customer behaviour. • Identify opportunities to improve underwriting strategies and customer decisioning. • Produce actionable insights from large, complex, and sometimes incomplete datasets. • Build monitoring frameworks and reporting to track model and portfolio performance. • Support the deployment and optimisation of analytical solutions within production environments. • Investigate data quality issues and drive improvements across reporting and decisioning processes. • Work closely with risk, product, engineering, and commercial stakeholders to deliver data-driven solutions. • Contribute to model governance, validation, and documentation activities. Skills & Experience • Strong Python experience across analytics, modelling, and data processing. • Hands-on experience working within AWS environments, including services such as Lambda, EC2, SageMaker, RDS, and CloudWatch. • Proven track record developing and validating predictive models, including logistic regression and machine learning techniques. • Strong understanding of consumer credit risk, affordability assessment, and lending decisioning. • Excellent analytical and problem-solving skills with a rigorous attention to detail. • Experience translating complex analysis into clear recommendations for business stakeholders. • A proactive, ownership-driven mindset and ability to thrive in a fast-paced environment. What They Offer • Competitive salary • Be part of a fast-growing, data-led business. • Work on high-impact projects with direct business visibility. • Influence lending decisions and strategic direction. • Collaborate with experienced professionals across risk, product, and technology. • Enjoy significant autonomy and ownership in a highly collaborative environment. How to ApplyPlease get in touch to learn more about this role.