Senior Fraud Analyst

Senior Fraud and Financial Crime Analyst Lancashire Up to £50,000 This is a high-impact opportunity to play a key role in the launch of a new credit card product within a growing financial services environment. You will be central to shaping fraud strategy from the ground up, using data and analytics to drive decision-making and optimise controls in a fast-paced, evolving setting. The Company They are a scaling financial services business operating within a wider consumer ecosystem, combining the agility of a newer entity with the backing of an established group. The organisation focuses on delivering flexible payment solutions and enhancing customer experience through innovation and data-led insight. With strong growth plans and ongoing investment, they offer a dynamic environment where you can make a tangible impact. Teams are empowered to take ownership, move quickly, and drive meaningful change. The Role • Analyse transaction data to identify fraud trends, anomalies, and risk drivers • Develop and optimise fraud rules, controls, and decisioning strategies • Produce dashboards and reporting to support governance, regulatory compliance, and commercial insight • Support the launch and optimisation of a new credit card product • Conduct detailed analysis across card transactions and emerging fraud typologies • Test and validate fraud models, rules, and new solutions ahead of deployment • Collaborate with product, technology, operations, and compliance teams to deliver fraud strategy • Translate complex data into actionable insights that influence business decisions Your Skills and Experience • Strong commercial experience in card fraud analytics within a payments or financial services environment • Solid understanding of card schemes, transaction lifecycles, and regulatory frameworks • Advanced data analysis capability using SQL or Python • Experience working with fraud rules, alerts, and optimisation strategies • Familiarity with fraud platforms such as Featurespace, FICO, or similar tools • Ability to interpret complex datasets and communicate insights clearly to stakeholders • Proactive approach with a focus on problem-solving and continuous improvement What They Offer • Salary up to £50,000 plus a competitive benefits package • Hybrid working with flexibility following the initial onboarding period • Clear progression opportunities within a growing fraud and analytics function • Exposure to major product launches and strategic initiatives • Collaborative environment with strong internal mobility and development opportunities