Construction Underwriter

AS PART OF OUR CLIENTS EXPANSION, WE ARE NOW LOOKING FOR 2 CONSTRUCTION UNDERWRITERS, EITHER 1 SENIOR AND 1 JUNIOR, OR 2 MID LEVEL. Purpose of Role/Job Overview • Construction / Liability Underwriter writing wages and turnover business on a presentation basis • Underwriting a high volume of wages and turnover business, average premium is circa £3,000 with a potential to write up to a premium of £100,000 • Ability to interpret policy / endorsement wordings and have experience in writing own or modifying existing wordings • Once trained it is expected that the individual will be autonomous, working to achieve personal new business targets • Minimum of 3 years’ experience within construction / liability • Determine policy terms and calculating premiums in line with both in-house authority limits and insurer binding authority agreements • Demonstrating your contribution to loss ratio control by effectively adhering to Company's underwriting controls. • To positively reinforce and display values and to actively drive the business forward in achieving its objectives. • Experience in writing high risk and hard to place business is desired but not necessary • Existing broker relationships that would support in this role is desired, but again not necessary Key Accountabilities • Meeting and where possible, exceeding brokers service levels and expectations. • Identifies cover and hazards that will impact on the acceptance, pricing, or terms applicable to a risk. • Understands the impact of claims and risk management on the performance of a case and demonstrates an ability to review taking these factors into account. • Build and maintain strong relationships with key trading partners to maximize influence. • Support the development and operation of sales campaigns to drive the acquisition of profitable business. Other Activities, Duties and Responsibilities • Maintain and develop market awareness. • Maintain good working relationships with all internal departments. • Maintain an open communication ethos with colleagues and managers. • Demonstrate "model behaviours" • Comply with all legal, regulatory, and contractual requirements to ensure obligations are met. • Contribute to wider business activities. • Operate within individual underwriting authorities and guidelines.