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Deputy Head of Credit Risk - Property & Mortgages

Robert Walters·London (South East England)On-siteMid
£100 000 – £115 000 / year
Vox Summary
  • Role Responsibilities: Support and succeed the Head of Credit, assess and underwrite mortgage and property credit applications, provide risk assessments, and monitor portfolio health.
  • Key Requirements: Experience in mortgage and/or property credit within a bank or specialist lender; ability to operate in a small, hands-on team with interaction with senior management.
  • Conditions & Benefits: Office-based, 5 days per week; opportunity for long-term stability and progression into senior credit leadership.
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Job description

We are working exclusively with a leading international bank to appoint a Deputy Head of Credit Risk to support and succeed the Head of Credit within its UK business. This is a rare opportunity to join a small, high-impact team with a clear succession path in a growing property and mortgage lending franchise. Deputy Head of Credit Risk - Property & Mortgages Office-based, 5 days per week We are working exclusively with a leading international bank to appoint a Deputy Head of Credit Risk to support and succeed the Head of Credit within its UK business. This is a rare opportunity to join a small, high-impact team with a clear succession path in a growing property and mortgage lending franchise. The opportunityAs Deputy Head of Credit Risk, you will play a central role in safeguarding and shaping the bank's UK mortgage and property lending activities. Key aspects of the role include: • Deal assessment and underwriting • Reviewing new mortgage and property credit applications originated by the business. • Providing independent risk assessment and recommendations, including structuring, security, covenants and mitigants. • Portfolio oversight and risk monitoring • Monitoring the health of the mortgage and property portfolio, including early warning indicators and covenant compliance. • Supporting ongoing refinement of credit policies, risk appetite and lending standards in response to market and regulatory developments. • Leadership, deputising and succession • Deputising for the Head of Credit, providing cover in committees and decision forums as required. The person • Bring direct experience of mortgage and/or property credit within a bank or specialist lender. • Are comfortable operating in a small, hands-on team, with visible responsibility and frequent interaction with senior management. • Enjoy acting as a constructive challenger to the business, maintaining strong relationships while upholding robust credit standards. • Are seeking a stable, long-term role with a genuine opportunity to step into a more senior credit leadership position in due course. If you meet the above set criteria, please apply or send a copy of your CV to Robert Walters Operations Limited is an employment business and employment agency and welcomes applications from all candidates

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Original source
reed.co.uk
Posted
Jun 26, 2026 · true date
Last verified
4 hours ago
Quality score
65/100
Salary stated30
Company identified0
applyUrl0
postedAt15
Complete description20

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