Product Manager

Product Manager - Lending Haydock, Merseyside Monday–Friday, 9am–5.15pm, 36.25 hours per week Hybrid role: 3 days per week in the office About the Role To be the day-to-day lead for the Merchant Cash Advance product offering. This role offers both strategic and executional responsibility. With the Support of the Head of Product and Proposition, you will own the product and commercial delivery plan for your designated product(s) working cross-functionally to drive short and long-term growth initiatives. You will play a key role in delivering data-driven forecasting and analysis, working in partnership with Sales, Finance, Marketing, Analytics, Legal and external partners to drive delivery of monthly and annual targets. This is suited to an established Product Manager or a proactive Assistant Product Manager (with 2-3 years Product experience) ready for the next-level in their career. You will possess strong organisational skills, a customer-centric mindset, effective collaboration and influencing skills with a passion for continuous improvement. What you’ll be responsible for • Owns the development and delivery of the Merchant Cash Advance product(s) and commercial roadmap aligned to business goals and revenue targets • Defines and prioritises a backlog of growth initiatives • Influences the end-to-end product lifecycle • Leads cross-functional teams (Sales, Operations, Marketing, Technical and external partners) to drive alignment • Makes commercial decisions on pricing, proposition and growth levers • Acts as a subject matter expert across the organisation • Engages with external partners to build market knowledge and network • Liaises with external product partners to deliver activity in line with agreed plans and timelines • Maintains strong project management to ensure initiatives are delivered on time and to a high standard • Provides support to the Head of Product and Proposition in shaping new product developments and future Lending strategy About you Essential Requirements • Previous experience in a Product role (ideally Financial Services / Lending) • Experience in delivering product plans • Data-driven mindset with the ability to analyse performance and drive product level decisions. Ability to use excel is essential • Highly organised with the ability to manage multiple projects and deadlines • Collaborative team player with strong stakeholder management skills • Positive, proactive and solutions-focused attitude • Customer-centric mindset with a passion for challenging the status quo to drive future growth Advantageous Experience • Experience working within payments or lending • Exposure to regulated industries About Handepay Handepay, part of the PayPoint Group, are a leading player in the payments industry. Combined with our core values of transparency, honesty and integrity, our Trustpilot reviews are among the best in the industry. We believe every customer and employee counts. We treat you as an individual and make sure you are fully supported to achieve your goals. Benefits • 25 days annual leave plus 8 UK bank holidays • Contributory pension scheme and life assurance (subject to conditions) • Discretionary annual bonus • Company shares incentive plan • Structured induction and ongoing training and support • Employee benefits platform discounts • Free on-site parking (A580 location, close to M6) • Employee social events and team activities • Free refreshments provided REF-229703