Self-Employed Independent Financial Adviser (IFA)

Location: London (Field-Based) Client Bank Inheritance: £20M AUM | ~100 Clients A rare and highly attractive opportunity has arisen for an experienced Independent Financial Adviser to inherit a fully active, well-maintained client book in Leicestershire. This is a field-based, self-employed role offering both income stability from day one and significant scope to grow. The Opportunity You will take over a client portfolio originally built by a now-retired adviser, comprising approximately 100 households with circa £20M assets under management. Clients are loyal, engaged, and accustomed to regular annual reviews. The typical client holds £100K+ AUM, with a healthy mix of larger and smaller cases. The existing clients pay 1% ongoing fees, which generates £200,000 ongoing fee income and provides a stable basic income of approximately £63,000 in the first year, before any new business is written and after Paraplanning & Admin fees are subtracted. Income Structure • Ongoing Servicing: Clients pay 1% ongoing; adviser receives 35% for delivering annual review services • New Business (from inherited book):50% split • Self-generated new business:60% split • Immediate earnings from existing ongoing fees Support & Infrastructure • Paraplanning & Admin Support: Provided, subject to fees - can be discussed during interview process • PI Insurance & Compliance: Fully provided • Lead Generation: Strong historic lead flow, especially via teaching sector specialism, webinars, seminars, and warm leads • Network: 24 advisers nationwide (strong presence in Yorkshire, minimal crossover) What We’re Looking For • Minimum 3+ years’ experience as an IFA / Financial Planner • Level 4 Diploma qualified (Chartered or working towards Level 6 advantageous) • Strong communication and relationship-management skills • Comfortable working autonomously in a field-based environment • Client-centric, ethical, and proactive Your Role • Deliver annual reviews and holistic financial planning across pensions, investments, protection, and estate planning • Maintain and grow established client relationships • Develop new business from existing clients and through external opportunities • Uphold the highest standards of FCA compliance Why This Opportunity? • Immediate income stability with approximately £63,000 baseline in year one • Ready-made client bank with strong long-term potential • Supportive infrastructure without the limitations of an employed model • Real autonomy to manage your business how you want • Proven lead-generation model and strong adviser community