Senior Credit Risk Analyst

Most underwriting roles ask you to assess deals. This one asks you to help build the machine behind them. We're partnering with an award-winning, high-growth fintech lender that is redefining how ambitious UK businesses access capital. As lending volumes continue to scale, they're looking for a commercially minded Credit Analyst or Senior Credit Analyst to join their growing Risk team. This is not a "sit in your lane and process applications" role. You'll independently assess lending opportunities while helping design and improve the underwriting systems, risk models and decision-making frameworks that power the business. You'll thrive here if you: Have 3-5+ years underwriting experience within SME lending, banking or fintech Enjoy making commercial decisions and taking ownership Love improving processes and building scalable solutions Have a growth mindset and enjoy fast-moving, ever-evolving environments Want your work to have visible impact rather than being a cog in a large machine What you'll get: Genuine ownership and autonomy Direct exposure to senior leadership The opportunity to influence credit strategy and policy Hybrid working flexibility Private medical cover and strong benefits package Annual learning budget and wellbeing days Potential future equity participation for the right individual, sharing in the success you help create This is a business that moves quickly, values action over bureaucracy and gives talented people the freedom to make a real difference. If you're currently underwriting deals but want to help shape the future of lending rather than simply operate within it, I'd love to have a confidential conversation. Message me directly for more information and a chat and send me your CV ASAP. We have a tight deadline for CV's as this is an urgent request