Lead Credit Risk Analyst

Role Title Lead Credit Risk Analyst Salary £60,000-£66,000 Location + work pattern Leicester (1 day per week in office, occasional additional team days) THE COMPANY This organisation is a well-established consumer lending business with a strong presence in the UK market. They operate a data-driven credit risk function focused on sustainable growth, innovation, and continuous improvement across their customer proposition. THE ROLE This role sits within a growing credit risk team and focuses on developing and optimising lending strategies, particularly within credit limit management and customer portfolios. You will play a key role in strategic initiatives, working across teams to improve performance and customer outcomes. Specifically, you can expect to be involved in: • Developing and optimising credit risk strategies across existing customer portfolios (ECM) • Leading projects focused on credit limit management and lending policy improvements • Delivering portfolio analysis, MI reporting, and customer trend insights • Supporting model implementation, including behavioural scorecards and decision systems • Collaborating with wider teams to test, implement, and refine strategy changes YOUR SKILLS AND EXPERIENCE • Proven experience within credit risk analytics in consumer lending (e.g. cards, loans, or mortgages) • Strong background in ECM or acquisitions strategy, including lending policies or limit strategies • Experience working on credit limit management or similar portfolio strategy initiatives • Proficiency in SQL (or similar analytical tools) • Strong communication skills, with the ability to present insights to both technical and non-technical stakeholders THE BENEFITS • Clear progression opportunities within a growing analytics team • Exposure to broad, high-impact strategic projects • Collaborative environment with a strong focus on learning and development • Flexible working structure with limited office requirements THE PROCESS • Initial 30-minute interview • Technical stage including coding task and presentation • Final interview with additional technical discussion • Offer! HOW TO APPLY Please register your interest via the apply link on this page.